RATINGS

 

A.M. Best Financial Strength Rating - A ("Excellent")
A.M. Best Long-Term Debt Rating - bbb ("Adequate")

A.M. Best Financial Strength Ratings provide an opinion of an insurer's financial strength and ability to meet ongoing obligations to policyholders. A.M. Best Long-Term Debt Ratings provide an opinion as to the issurer's ability to meet its financial obligations to security holders when due.

 

Standard and Poor's Financial Strength Rating - A ("Strong")
Standard and Poor's Long-Term Issue Credit Rating - BBB ("Adequate")

A Standard & Poor's Insurer Financial Strength Rating is a current opinion of the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. A Standard & Poor's issue credit rating is a current opinion of the creditworthiness with respect to a specific financial obligation.

 

Moody's Insurance Financial Strength Ratings - A2 ("Good")
Moody's Insurance Long-Term Obligation Rating - Baa2

Moody's Insurance Financial Strength Ratings are opinions of the ability of insurance companies to repay punctually senior policyholder claims and obligations. Moody's Long-Term Obligation Ratings are opinions of the relative credit risk of fixed-income obligations.

 

Fitch Insurer Financial Strength Rating - A ("Strong")
Fitch Long Term Issuer Rating - BBB ("Good Credit Quality")

The Insurer Financial Strength ratings provide an overall assessment of the financial strength and security of insurance companies. The long term issuer rating provides an assessment of overall credit quality at the unsecured senior level.